Check Loan Options Online

Check loan options from our panel of lenders through our online application process.

Select amount
£
£ £
Check Loan Options

Representative Example: A loan of £1,000 over 18 months will cost £87.22 per month for 17 months, with a final payment of £87.70 at a representative 79.5% APR. The total amount repayable is £1,570.44, which includes £570.44 interest at 60.0% per annum (fixed).

How It Works

Choose the amount
Complete our online application form
Review lender responses

YellowLoan - helping customers check loan options online

Available across the UK

You must be a UK resident and have a UK bank account to apply

Applications from customers with different credit backgrounds may be considered by lenders

We help customers with different income levels and credit backgrounds

Apply online at any time

Applications can be submitted online at any time

Same-day funding may be available

If approved by a lender, funds may be sent the same day depending on lender checks and bank processing times

We work with a panel of trusted lenders

Our lending panel includes multiple trusted lenders across the UK.

Clear information throughout the application process

Clear terms, no hidden fees, and support at every step — ensuring transparency and fairness

Application Requirements

UK resident
Over eighteen
UK bank account

More questions? We've got you covered

Who can apply for a short term loan? Loans are subject to status, affordability and creditworthiness checks.

Short term loan are typically available to anyone who meets basic requirements, such as being over 18, having a stable income, and holding a UK bank account. Eligibility criteria may vary between lenders.

When might funds be received after lender approval?

Most lenders aim to transfer funds shortly after approval. However, the exact timing may depend on your bank’s processing times. Funds may be sent the same day depending on lender checks and bank processing times.

How do soft search eligibility checks work?*

Your credit score is not affected when you use soft search technology to check eligibility. However, once you proceed with a full application, a credit check will be conducted which could impact your credit score. Failing to repay on time could also harm your credit history.

What happens if I can’t repay my loan on time?

If you’re unable to repay your loan by the agreed deadline, you may incur additional charges or fees. It’s important to contact your lender immediately to discuss repayment options or potential extensions. Ignoring the issue could harm your credit score and make borrowing in the future more difficult.

How does the UK regulate short term loans to protect borrowers?

The Financial Conduct Authority (FCA) oversees payday lenders in the UK. Borrowers are safeguarded by strict rules, such as a cap on daily interest rates, a limit on default fees, and a total repayment cap, ensuring you won’t pay back more than double the amount borrowed.