Quick Access to Loan Options
Search the loan market in one place.
Fast, transparent, and completely free to apply.
You must be over 18, a UK resident and have a UK bank account to apply.
The Process
Choose the amount
Complete a short form
Review your options
YellowLoan - a financial service available to everyone
You must be a UK resident and have a UK bank account to apply
We help customers with different income levels and credit backgrounds
Apply for funds whenever you need it — day or night, weekdays and holidays
Funds could be sent to your bank account within minutes after approval
We only work with trusted lenders, who are regulated by the Financial Conduct Authority
Clear terms, no hidden fees, and support at every step — ensuring transparency, fairness and customer protection
Application Requirements
More questions? We've got you covered
Who can apply for a short term loan? Loans are subject to status, affordability and creditworthiness checks.
Short term loan are typically available to anyone who meets basic requirements, such as being over 18, having a stable income, and holding a UK bank account. Eligibility criteria may vary between lenders.
How fast can I receive the funds after approval?
Most lenders aim to transfer funds shortly after approval, often within minutes. However, the exact timing may depend on your bank’s processing times.
Does applying for a short term loan impact my credit score?
Your credit score is not affected when you use soft search technology to check eligibility. However, once you proceed with a full application, a credit check will be conducted which could impact your credit score. Failing to repay on time could also harm your credit history.
What happens if I can’t repay my loan on time?
If you’re unable to repay your loan by the agreed deadline, you may incur additional charges or fees. It’s important to contact your lender immediately to discuss repayment options or potential extensions. Ignoring the issue could harm your credit score and make borrowing in the future more difficult.
How does the UK regulate short term loans to protect borrowers?
The Financial Conduct Authority (FCA) oversees payday lenders in the UK. Borrowers are safeguarded by strict rules, such as a cap on daily interest rates, a limit on default fees, and a total repayment cap, ensuring you won’t pay back more than double the amount borrowed.